Sports & Competition

Protecting UK cyclists for over 20 years

Key features

Our policies have been designed to get the best out of the racer in you. If entering competitions and beating personal best after personal best is a goal, then we can provide the cover you need. Our protection can be extended to include compensation if a race you’ve entered has been cancelled. As well as your bike, we can also cover your race clothing should it become damaged while you battle for the finish line. Take a look at what we can do for the competitive cyclist today.  

cyclist thrown off bike

Accidental Damage

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

Multi bicycle insurance

Multi-Bike Discount

The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy. 


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in vehicle insurance

In-Vehicle Cover

Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements - which you can find ours here. In-vehicle security requirements apply.

cyclist rescue

Cycle Rescue

Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.

New replacement bike

New for Old Cover

No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.

family bike insurance

Family Cover

We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.

racing bike hire

Bike Hire

Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.

racing helmet and water bottle


From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.

Our optional extras

We want you to be at your racing best. That's why we offer our range of extended policies to provide you with the cover you need while you're competing. With our Race and Compete cover, you can benefit from up to £750 to cover your entry fees for a race you've had to pull out of because of injury, or that has been cancelled due to bad weather. That's not all though. We can also provide up to £500 in related travel and accommodation costs, as well as being able to replace your cycle clothing that you've lost in transition. You can even extend your cover to up to 60 days at a time worldwide if a race overseas takes your fancy. If you like what we have to offer, then take a look at our extended policies below and get a quote from us today.

Global Travel

30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.


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personal injury

Personal Injury

Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.


£5m Public Liability

Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.

Race and Compete

Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.